RMG Catalog Funding

Your Catalog Is Capital.Unlock It.

Your streams are already proving what your music is worth. Through our catalog funding partner, Roots Music Group can help qualifying independent artists get an upfront advance on their catalog, based on real streaming data, while keeping ownership of their music.

Keep Your MastersFunding without selling your ownership
Data-Driven OffersBased on your real streaming history
Your Deal, Your WayCatalog-only or include new music
RMG in Your CornerWe submit you and guide you through it
Why It Matters

Stop Waiting on Royalties. Invest in Your Next Move.

Most independent artists are sitting on an asset they can't spend. Every month, your catalog earns a little at a time, while the video you need, the rollout you planned, and the tour you want all wait.

Catalog funding changes the timeline. Instead of waiting years for streaming income to trickle in, qualifying artists can receive an advance up front, backed by the performance of the music they've already released. The advance is recouped from streaming income over the agreed term, not by giving up your masters.

RMG handles the introduction. We submit you to our funding partner, get you set up with an artist ID, and help you understand the offer that comes back, so you can make the move that's right for your career. Pair it with our artist development services and put that capital to work.

How It Works

From Streams to Funding

Submit to RMG

Send us your artist name, streaming links, and distributor info through our contact page.

Get Your Artist ID

We submit you to our funding partner and set you up with your own artist ID.

Receive Your Offer

Your streaming data and distributor reports are analyzed to build a catalog offer.

Choose & Get Funded

Review the terms, pick the structure that fits, and put the capital to work.

Eligibility

Do You Qualify?

Catalog funding is built for artists with real, consistent listeners. Here's what it takes.

Requirements

To be submitted for a catalog offer, you'll need:

  • 10,000+ monthly listeners on Spotify, held consistently, not a one-time spike
  • Music released on major streaming platforms through a distributor
  • Streaming income you can document with your distributor reports
  • 100% authentic, organic streams from real listeners
10K+
Monthly Spotify Listeners Minimum
Bots Don't Get Paid Every submission goes through listening-data analysis that can detect bot activity and artificial streams. Artificially inflated numbers disqualify an artist from receiving an offer.
Not at 10K yet? Build your numbers the right way with our Management & Distribution path, then come back for a catalog offer. See the paths →
Put It to Work

What Artists Fund

New Music

Studio time, producers, features, mixing, and mastering for your next project.

Marketing

Rollouts, content, ads, and PR that give releases a real shot.

Visuals

Music videos, photo shoots, and a brand that looks the part.

Live & Tour

Shows, travel, and merch that build fans city by city.

Questions

Catalog Funding FAQ

Do I have to sell my masters?

No. The funding is an advance against your future streaming income, not a sale of your music. Terms vary by offer, so always review the agreement carefully before you sign.

How is my offer calculated?

Offers are based on your streaming history and distributor reports, which are analyzed to estimate future earnings. The structure you choose, like term length and whether new music is included, also affects the amount.

How is the advance paid back?

The advance is recouped from your streaming income over the agreed term, as set out in your offer. Read every term closely and ask questions before signing.

What if I use bots or paid streams?

Artificial streams are detected in the review process and will disqualify you. Only real, organic listeners count.

Do I need to be signed to RMG?

No. Any independent artist who meets the requirements can request an offer through RMG. If you want more support, explore our services or ways to work with us.

Your Move

Find Out What Your Catalog Is Worth

If you have 10,000+ real monthly listeners and music earning on the major platforms, let's get you submitted and see what your catalog can do for your career.

Offers are provided by Roots Music Group's third-party funding partner and are subject to their review, eligibility requirements, and terms. Submission does not guarantee an offer. This page is general information, not financial or legal advice.